This results in reduced monthly repayments and a longer term for the loan. Unlike the other loans, consolidation loans have a fixed interest rate for the life of the loan.
There are two types of student loan consolidation: Private consolidation is often referred to as refinancing.
About six months have passed since I consolidated my student loan debt, and in that time, many fellow college graduates have reached out to me for information about how to consolidate their own student loans. Consolidating student loans can simplify the process of paying back student loans, reduce the interest rate you pay each month, and eliminate the hassle of working with ever-changing loan servicers.
Sorting through loan lenders and options can be complicated. Undergrad or graduate students in need of loans to pay for tuition, books and housing, or graduates in need of consolidating bulky student loans to reasonable interest rates and monthly payments- NextStudent.
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